In India, there is a noticeable growth in population, which demands the need for transportation. Two-wheelers are in high demand in every city since they are the most convenient and cost-effective means of transportation. This market demand has imposed various restrictions before you ride, and one of the most crucial resources you must have is 2 wheeler insurance coverage. With third-party liability insurance becoming mandatory by law, driving a two-wheeler without insurance or with an expired policy can land you in hot water.
As a result, you must keep track of the status of your policy, which is simple to accomplish both online and offline.
How to Check Your Bike Insurance Plan Status Online?
Before we get into how to check the status of your bike insurance plan online, you should first grasp the vehicle registration number.
When purchasing a new bike, the owner must first register the bike with their district's regional transport office (RTO) within a month of purchase. Once you have completed the registration process, the RTO will provide you with a registration number, also known as a number plate for your bike. This registration number must be displayed on both the front and rear of your bike. Each vehicle has a unique registration number that serves as the bike's official identity number. When purchasing a bike insurance plan, the consumer must now enter the registration number of the insured bike. Following so, the insurance firm associates the bike insurance plan with the two-registration wheeler's number for future reference. This function allows you to track information about your bike insurance plan online by just entering your vehicle registration number.
The Insurance Regulatory and Development Authority of India, or IRDAI, created the Insurance Information Bureau, or IIB portal, which collects all insurance-related data. In the steps below, you can view your two-wheeler insurance coverage on this e-portal.
Visit the IIB's official website.
You must follow the following guidelines while utilizing the Insurance Information Bureau (IIB) web portal to verify the online status of your automobile insurance:
Once you've completed all of the necessary information, the screen will display your insurance information. Instead of going through the preceding processes, you may simply submit an inquiry form. Once the website receives your inquiry, a customer service representative will call you and assist you with your policy status. Please keep in mind that the IIB portal only retains information on two-wheeler insurance contracts purchased on or after April 1, 2020. Furthermore, the service permits a maximum of three searches using an email address and a mobile phone number.
The Road Transport and Highways Ministry launched VAHAN, an e-service website. It collects data on every car as part of its efforts to regulate traffic across the country. This includes information about the vehicles' insurance plans. If you are unable to obtain the information you require from IIB, VAHAN might be a valuable resource for checking the status of your insurance. Here are a few simple methods to verify the status of your bike insurance policy on VAHAN:
Not every vehicle owner is well-versed in the use of websites and apps. As a result, checking the status of a vehicle's insurance online might be nearly impossible. However, there is an offline method for checking the status of your bike insurance. The RTO is the best source to receive information about your car and its policies. You can go to the RTO office in your district. When you arrive at the office, locate the appropriate counter to request your information. After that, you must present the proper information to the official at the desk. These facts include your bike's registration number, insurance number, personal information, and so on. Your policy details will be provided to you by an official at the RTO office.
You can check the status of your coverage with your two-wheeler insurance provider. The steps that can be beneficial are listed below.
Online: Go to your insurance provider's website and upload your policy information.
Offline: Call your insurance provider's customer service hotline or visit their office.
The majority of insurance businesses provide both physical and online services. The online procedure, on the other hand, is easier and faster. Having said that, bring your registration number with you every time you perform a status check. Keeping track of your policy status will also keep you up to date on the expiry date.