Most Effective ways to check your two-wheeler insurance online

With third-party liability insurance becoming mandatory by law, driving a two-wheeler without insurance or with an expired policy can land you in hot water.

Most Effective ways to check your two-wheeler insurance online
(Representational Image)
SHARES

In India, there is a noticeable growth in population, which demands the need for transportation. Two-wheelers are in high demand in every city since they are the most convenient and cost-effective means of transportation. This market demand has imposed various restrictions before you ride, and one of the most crucial resources you must have is 2 wheeler insurance coverage. With third-party liability insurance becoming mandatory by law, driving a two-wheeler without insurance or with an expired policy can land you in hot water.

As a result, you must keep track of the status of your policy, which is simple to accomplish both online and offline.

How to Check Your Bike Insurance Plan Status Online? 

Before we get into how to check the status of your bike insurance plan online, you should first grasp the vehicle registration number.

When purchasing a new bike, the owner must first register the bike with their district's regional transport office (RTO) within a month of purchase. Once you have completed the registration process, the RTO will provide you with a registration number, also known as a number plate for your bike. This registration number must be displayed on both the front and rear of your bike. Each vehicle has a unique registration number that serves as the bike's official identity number. When purchasing a bike insurance plan, the consumer must now enter the registration number of the insured bike. Following so, the insurance firm associates the bike insurance plan with the two-registration wheeler's number for future reference. This function allows you to track information about your bike insurance plan online by just entering your vehicle registration number.

  1. Checking through IIB

The Insurance Regulatory and Development Authority of India, or IRDAI, created the Insurance Information Bureau, or IIB portal, which collects all insurance-related data. In the steps below, you can view your two-wheeler insurance coverage on this e-portal.

Visit the IIB's official website.

  • Tap on 'V SEVA,' which is located beneath the quick links, and you will be sent to another website.
  • Fill out all of the needed information on this page, including the Captcha.
  • Check all of the information and then press the 'Submit' button.

You must follow the following guidelines while utilizing the Insurance Information Bureau (IIB) web portal to verify the online status of your automobile insurance:

  • Enter your two-wheeler registration number without any special characters like UP12AM1234. Additionally, you must input your vehicle's registration number.
  • After the two-wheeler insurance policy details are submitted to the Data Repository, it will take two months for the information to be published on the IIB web portal. As a result, there is a chance that the car information will not display in the database.
  • In the case of a new two-wheeler vehicle, insurance firms only send the vehicle chassis and engine number.
  • The data is based on information provided by the insurance carrier and is available from April 1, 2010.
  • In the event that details are not available, you can alternatively visit the related Regional Transport Office (RTO) to obtain information such as the owner's name, address, and so on.
  • A maximum of three searches for a specific mobile number or email address are permitted.

Once you've completed all of the necessary information, the screen will display your insurance information. Instead of going through the preceding processes, you may simply submit an inquiry form. Once the website receives your inquiry, a customer service representative will call you and assist you with your policy status. Please keep in mind that the IIB portal only retains information on two-wheeler insurance contracts purchased on or after April 1, 2020. Furthermore, the service permits a maximum of three searches using an email address and a mobile phone number.

  1. Checking through VAHAN

The Road Transport and Highways Ministry launched VAHAN, an e-service website. It collects data on every car as part of its efforts to regulate traffic across the country. This includes information about the vehicles' insurance plans. If you are unable to obtain the information you require from IIB, VAHAN might be a valuable resource for checking the status of your insurance. Here are a few simple methods to verify the status of your bike insurance policy on VAHAN:

  • Visit the official VAHAN website.
  • Tap on the 'Know Your Vehicle Details' link at the top of the page.
  • Enter your vehicle's registration number and verify it before submitting it.
  • Select the 'Vahan Search' option.
  • When you click the button, all of the information regarding your insurance will be displayed on your screen.

  1. Checking through RTO

Not every vehicle owner is well-versed in the use of websites and apps. As a result, checking the status of a vehicle's insurance online might be nearly impossible. However, there is an offline method for checking the status of your bike insurance. The RTO is the best source to receive information about your car and its policies. You can go to the RTO office in your district. When you arrive at the office, locate the appropriate counter to request your information. After that, you must present the proper information to the official at the desk. These facts include your bike's registration number, insurance number, personal information, and so on. Your policy details will be provided to you by an official at the RTO office.

  1. Check through Your Insurance Provider

You can check the status of your coverage with your two-wheeler insurance provider. The steps that can be beneficial are listed below.

Online: Go to your insurance provider's website and upload your policy information.

Offline: Call your insurance provider's customer service hotline or visit their office.

The majority of insurance businesses provide both physical and online services. The online procedure, on the other hand, is easier and faster. Having said that, bring your registration number with you every time you perform a status check. Keeping track of your policy status will also keep you up to date on the expiry date.

RELATED TOPICS
MumbaiLive would like to send you latest news updates