Unlike yesteryear, when college students heavily relied on public transportation to attend classes, students now prefer riding two-wheelers to their campuses. Bikes are popular among students as they are relatively affordable, fuel-efficient, and easy to maintain compared to cars. They are also easily maneuverable, which can be particularly helpful in crowded cities. Moreover, public transportation in India can be unreliable, and owning a bike can give students more independence and flexibility. They can easily go to – and come back from college, and use the two-wheeler for other daily activities.
Additionally, for students who live in rural areas, a bike may be the only practical option for transportation. Buses and trains are usually overcrowded, and students can circumvent the hassles of public transport by owning a two-wheeler. Student bike loans make it possible for students over the age of 18 to purchase their desired two-wheeler without making the entire payment upfront. Furthermore, bike loan interest rates are nominal, and lending entities provide flexible repayment periods. This allows you to make the payment in pocket-friendly instalments.
If you’re searching for a new bike to help you with your daily commute, we have curated a list of the top budget-friendly bikes. This list includes motorcycles and scooters from the leading two-wheeler brands in the country.
One of the most popular two-wheelers in the entry-level segment is the Hero Splendor Plus Xtec, and the model is available in four colour options. Its feature suite includes a fully-digital instrument cluster with Bluetooth connectivity, and a real-time mileage indicator. Moreover, it runs on a 97.2 cc air-cooled engine, which delivers a peak power of 8.2 PS, and a peak torque of 8.05 Nm.
Engine Capacity: 97.2 cc
Engine Type: Single-cylinder, air-cooled, four-stroke, OHC, BS6 engine
Maximum Power: 8.2 PS
Maximum Torque: 8.05 Nm
Braking Type: 130mm drum (front), 130mm drum (rear) with a combined braking system (CBS)
Fuel Tank Capacity: 9.8 L
ARAI Mileage: 80.6 kmpl
Top Speed: 92 kmph
Kerb Weight: 112 Kg
The CT 125X from Bajaj comes in Drum and Disc variants, and the model gets its inspiration from the CT 100X. Its styling cues include a round headlight with a guard, a single-piece seat, and a front cowl-mounted LED DRL. The two-wheeler’s feature package comprises a USB charger, LED DRL, and an analogue speedometer. Coming to its underpinnings, the suspension tasks are handled by a telescopic fork on the front, and twin rear springs. You can apply for a student bike loan to purchase this motorcycle.
Engine Capacity: 124.4 cc
Engine Type: Single-cylinder, air-cooled, SOHC, DTS-i BS6 engine
Maximum Power: 10.9 PS
Maximum Torque: 11 Nm
Braking Type: 240mm Disc/130mm Drum (front), 130mm Drum (rear) with a combined braking system (CBS)
Fuel Tank Capacity: 11 L
ARAI Mileage: 57 kmpl
Top Speed: 96 kmph
Kerb Weight: 130 Kg
This affordable commuter bike is available in three variants, and is powered by a 109.7 cc BS6-compliant engine. This model is particularly popular among commuters, as it offers an incredible fuel economy of 70 kmpl, and weighs just 110 kg. Thus, this two-wheeler is ideal for students who have to travel long distances. Furthermore, the braking system involves front and rear drum brakes, with a combined braking system (CBS) acting as the safety net.
Engine Capacity: 109.7 cc
Engine Type: BS6, air-cooled, single-cylinder, spark ignition engine
Maximum Power: 8.29 PS
Maximum Torque: 8.7 Nm
Braking Type: Combined braking system with drum brakes in the front and rear
ARAI Mileage: 70 kmpl
Fuel Tank Capacity: 10 L
Top Speed: 90 kmph
Kerb Weight: 110Kg
Yet another popular two-wheeler in the entry-level segment is the Honda Shine, which you can purchase by applying for – and getting a student bike loan. This model comes in Drum and Disc variants, along with special Celebration Editions. Its feature suite comprises a fully-digital instrument cluster, an LED headlight, and an engine kill switch. Furthermore, you will find Honda’s alternator current generator (ACG) silent starter provision with this model. For safety, this two-wheeler is fitted with a drum/disc front brake, and a rear drum brake as standard, with a combined braking system (CBS).
Engine Capacity: 123.94 cc
Engine Type: 4-stroke BS6, air-cooled, single-cylinder engine
Maximum Power: 10.74 PS
Maximum Torque: 11 Nm
Braking Type: Combined braking system (CBS) with drum brakes at the back, and the option of disc or drum brakes on the front
ARAI Mileage: 55 kmpl
Fuel Tank Capacity: 10.5 L
Top Speed: 102 kmph
Kerb Weight: 114 Kg
If you’re looking for a mid-range motorcycle, you can opt for the Yamaha FZ FI model. It gets an updated feature package, which includes an LED headlight, a negative LCD fully-digital instrument cluster, and a side-stand engine cut-off function. The bike’s underpinnings include a telescopic front fork and a preload-adjustable mono-shock at the back, which take care of the suspension duties. Another highlight of this two-wheeler is that it comes equipped with front and rear disc brakes, assisted by single-channel ABS. You can apply for a two-wheeler loan with a nominal bike loan interest rate, and buy this impressive two-wheeler from Yamaha for your daily commutes.
Engine Capacity: 149 cc
Engine Type: 4-stroke, 2-valve, air-cooled, SOHC, FI engine
Maximum Power: 12.4 PS
Maximum Torque: 13.3 Nm
Braking Type: Single-channel ABS with disc brakes in the front and rear
ARAI Mileage: 46 kmpl
Fuel Tank Capacity: 13 L
Top Speed: 115 kmph
Kerb Weight: 135 Kg
One of the perennial favourites of college-goers is the muscular Bajaj Pulsar 150, and it is also one of the best-selling 150 cc commuter bikes in the country. It offers an excellent mileage of 55 kmpl, and comes in three variants. A few of its impressive features include a bikini fairing cowl surrounding the halogen headlight, a semi-digital instrument cluster, and backlit switches. Furthermore, this model can achieve speeds of up to 115 kmph!
Engine Capacity: 149.5 cc
Engine Type: Single-cylinder, air-cooled, four-stroke, two-valve, twin-spark, DTS-i BS6 engine
Maximum Power: 14 PS
Maximum Torque: 13.25 Nm
Braking Type: 280mm/260mm disc (front), 230mm disc/130mm drum (rear), with single-channel ABS
Fuel Tank Capacity: 15 L
ARAI Mileage: 55 kmpl
Top Speed: 115 kmph
Kerb Weight: 148 Kg
If you plan to apply for a student bike loan amounting to ₹2 Lakhs, you can invest in the Honda Hornet 2.0. The standard variant comes in four colour schemes, and boasts features such as an LED headlamp and tail lamp, an LED indicator, a fully-digital instrument cluster, and single-channel ABS. Coming to the bike’s suspension, the two-wheeler employs an inverted front fork, and preload-adjustable mono-shock at the back. The Hornet 2.0 also comes equipped with front and rear disc brakes, with single-channel ABS as standard.
Engine Capacity: 184.4 cc
Engine Type: 4-stroke, BS6, air-cooled, 5-speed, single-cylinder engine
Maximum Power: 17.26 PS
Maximum Torque: 16.1 Nm
Braking Type: Single-channel ABS braking system with disc brakes on the front and rear
ARAI Mileage: 45 kmpl
Fuel Tank Capacity: 12 L
Top Speed: 130 kmph
Kerb Weight: 142 Kg
If you’re looking for a scooter or a maxi scooter, you won’t go wrong with the Aprilia SR 125. The updated model now features a sleeker LED headlight and LED DRLs. It also gets a new fully-digital instrument console, which provides readings of fuel consumption, top and average speeds, odometer and fuel indicator. Furthermore, you also get a USB charging slot, while the two-wheeler uses front disc and rear drum brakes, along with single-channel ABS for safety.
Engine Capacity: 124.45 cc
Engine Type: Single-cylinder, 4-stroke, air-cooled, SOHC, 3-valve engine
Maximum Power: 9.92 PS
Maximum Torque: 9.7 Nm
Brakes: Front disc and rear drum brakes, with CBS
Fuel Tank Capacity: 6 L
Mileage: 40 kmpl (approximately)
Top Speed: 90 kmph
Kerb Weight: 115 Kg
Another popular yet budget-friendly scooter is the TVS Ntorq 125. This two-wheeler runs on a 124.8 cc air-cooled engine, which churns out a maximum power of 9.38 PS, and a maximum torque of 10.5 Nm. Furthermore, the Ntorq 125 offers a fuel economy of around 47 kmpl, and can attain a top speed of 95 kmph. The base variant (Drum) is available at an ex-showroom price of ₹79,956 in Delhi, and you can buy this two-wheeler by applying for a student bike loan.
Engine Capacity: 124.8 cc
Engine Type: Single-cylinder, 4-stroke, air-cooled, fuel injected, spark ignition engine
Maximum Power: 9.38 PS
Maximum Torque: 10.5 Nm
Braking Type: Synchronized braking system with disc brakes on the front and drum brakes on the rear
ARAI Mileage: 47 kmpl
Top Speed: 95 Kmph
Fuel Tank Capacity: 5.8 L
Kerb Weight: 118 Kg
The last model on our list is the Honda Activa 6G, which enjoys immense popularity among college students. This model comes in three variants – Standard, Deluxe and Premium Edition. To absorb and dampen the shocks while riding on patchy roads, the two-wheeler uses telescopic front forks, and a preload-adjustable mono-shock at the back. Activa 6G also uses front and rear drum brakes, assisted by the synchronised braking system (SBS), which serves as the safety net.
Engine Capacity: 109.51 cc
Engine Type: 4-stroke BS6, fan-cooled, single-cylinder engine
Maximum Power: 7.79 PS
Maximum Torque: 8.84 Nm
Braking Type: Synchronised braking system with drum brakes in the front and rear
ARAI Mileage: 47 kmpl
Fuel Tank Capacity: 5.3 L
Top Speed: 85 kmph
Kerb Weight: 106 Kg
You can apply for a student bike loan to purchase any of these models. To apply for a two-wheeler loan, you can visit Bajaj Finserv Markets. You can benefit from nominal bike loan interest rates on the digital platform, with flexible repayment terms. You can also use the bike EMI calculator on the online marketplace before applying for a student bike loan.
Share
Tweet
