A personal loan serves as a reliable financial solution for urgent needs. Before approval, lenders evaluate your credit score to determine your eligibility and offer terms accordingly. A strong CIBIL score usually increases your chances of approval and helps you secure better terms. These terms can be lower interest rates, higher loan amounts, and flexible repayment periods.
With the OneScore app, you can regularly monitor and improve your credit score. You can also apply for personal loans of up to ₹5 lakhs, without the need for collateral or usage restrictions, all under one roof.
OneScore offers personal loan from well-known financial entities, allowing you to access instant funds of up to ₹5 lakhs with minimal documentation. It helps you meet your financial needs quickly and securely. Find out more below:
Personal loan offers depend on your CIBIL score and other financial data. You get instant approval on the OneScore app if you meet the following criteria:
Here are some benefits of applying for a loan on this mobile application:
OneScore partners with Federal Bank, South Indian Bank, and Kisetsu Saison Finance India (KSF) to offer affordable personal loans. Their offers and charges are as below:
1. Federal Bank
2. South Indian Bank (SIB)
3. Kisetsu Saison Finance (KSF)
The OneScore App comes with various user-friendly features that will help you improve your loan eligibility and overall credit health. Some notable features are:
You can only check your CIBIL score once a year for free on the official sites of credit bureaus. After that, you need to pay a subscription fee. The OneScore app allows you to get your CIBIL and Experian scores and reports as often as you like and it is completely free!
The app can also send you reminders to pay EMIs and credit card bills on time. This way, you can repay on time and further improve or maintain your creditworthiness.
The app will also notify you about any changes in your credit score so you can take quick action if you need to. Use the ‘Find Out Why’ feature to analyse your changing scores and take steps accordingly.
The simulator will identify the factors that affect your score negatively. In addition, the Score Planner feature provides tips to help you manage credit better and meet lenders’ criteria.
You can spot any fraudulent loans taken in your name and report them immediately via the app to prevent it from damaging your score. The app also protects your data with strong encryption and ensures your personal information doesn’t reach third parties.
Getting a loan via OneScore is simple. Follow these easy steps:
Step 1: Install the OneScore App and register using your mobile number
Step 2: Enter your details to check your Experian and CIBIL scores
Step 3: Go to the personal loan section and check your eligibility
Step 4: Select your EMI, tenure, and interest rate and confirm the details
Step 5: Verify your Aadhaar through DigiLocker
Step 6: Get ₹1 credited to confirm your bank account
Step 7: Activate auto-debit from your account for easy repayments
Step 8: Accept the final offer and get the loan in your account within 24 hours
With a score of over 730, you can be eligible for loan offers on the OneScore App. Simultaneously, you can keep an eye on your credit health and ensure that your creditworthiness is top-notch. This helps you qualify for affordable financing from your preferred lenders. Download the OneScore App today to check your CIBIL score for free and apply for instant loans with minimal documents.
Share
Tweet
