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Mumbai - On Tuesday PM Modi announced ban on rs 500 and rs 1000 notes and it created panic all over the country .Especially in people who primarily deal in cash . According to CA Nabia Merchant , if anyone asks you to exchange money on their behalf , Don't .Even if they offer you tempting amount in return . As your pan card, adhar card will be on the record and in future, it can be troublesome for you . Currently, it is rumored that people are ready to offer up to rs 15,000 to exchange notes worth rs 10,000. Economists believe that people may even burn these notes off in desperation